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Final Chance to Apply for Public Service Loan Forgiveness Program

04 Oct, 2022

Updated 10/31/2022:

The online application portal is live and we are in the final hours to apply! Deadline to apply is October 31, 2022. 

File for Student Loan Forgiveness

The Department of Ed has a dedicated ombuds office to help with issues. They can be reached at, or 1-877-557-2575, or online.


Do you have student loan debt?

See our detailed guidance presented to our CWA 1036 "Next Generation" network.

The Public Service Loan Forgiveness (PSLF) program was created in the College Cost Reduction and Access Act of 2007 (CCRAA). The program forgives the remaining balance on your federal student loans after you make 120 qualifying monthly payments under a qualifying repayment plan while working full-time for a qualifying public service employer.

From October 6, 2021-October 31, 2022 you can receive PSLF credit for periods of repayment made on Direct, FFEL, Perkins Loans.

•Past payments under any plan count for non-consolidation loans through Sept 30, 2021 count.

•Past payments made on loans before consolidation count, even if on the wrong repayment plan.

•Past payments made on loans before consolidation count, even if paid late, or for less than the amount due.

•Need to be employed full-time for a qualifying employer in order to receive credit.

•Can receive forgiveness even if unemployed or not employed by a qualifying employer at the time of application and forgiveness.

•While the COVID-19 Emergency Relief and Federal Student Aid is in effect, even if you made $0 payments, they count towards the total 120 payments of PSLF.


Get more details about applying for student loan debt forgiveness. 

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